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Terms of Use

Last updated: February 2026

1. Acceptance of Terms

By accessing and using this website (tharshinypankaj.com, the “Website”), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should not use the Website.

2. About This Website

This Website is the personal portfolio of Dr Tharshiny Pankaj, Group CEO of Regent Global and Principal of Regent College London. It is provided for informational and promotional purposes only and does not constitute professional, legal, financial, or educational advice.

3. Intellectual Property

All content on this Website — including but not limited to text, images, photographs, graphics, logos, design elements, video content, and source code — is the property of Dr Tharshiny Pankaj and/or Regent Global Group, or is used with permission from the respective rights holders.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any content from this Website without prior written consent, except as follows:

  • Your browser may temporarily cache copies of pages for display purposes
  • You may print or download one copy of a reasonable number of pages for personal, non-commercial use

4. Accuracy of Information

While we endeavour to keep the information on this Website accurate and up to date, we make no representations or warranties, express or implied, about the completeness, accuracy, reliability, or suitability of the information contained herein. Any reliance you place on such information is strictly at your own risk.

5. External Links

This Website may contain links to external websites operated by third parties, including Regent Global Group entities, social media platforms, and partner organisations. These links are provided for your convenience and information only. We have no control over the content or availability of external websites and accept no responsibility or liability for them.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Dr Tharshiny Pankaj and Regent Global Group shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

  • Your use of, or inability to use, the Website
  • Any errors, omissions, or inaccuracies in the content
  • Any unauthorised access to or use of our servers
  • Any interruption or cessation of transmission to or from the Website

7. User Conduct

You agree not to use the Website:

  • In any way that violates applicable local, national, or international law
  • To transmit or procure the sending of unsolicited or unauthorised material
  • To impersonate or attempt to impersonate Dr Tharshiny Pankaj, Regent Global Group, or any other person
  • To engage in any conduct that restricts or inhibits anyone's use of the Website

8. Indemnification

You agree to indemnify, defend, and hold harmless Dr Tharshiny Pankaj and Regent Global Group from any claims, liabilities, damages, losses, and expenses arising from your use of the Website or violation of these Terms.

9. Modifications

We reserve the right to revise these Terms of Use at any time without prior notice. By continuing to use the Website after changes are posted, you accept the revised terms.

10. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Contact

For questions about these Terms of Use, please contact: our contact page